Oscar Health insurance plans may help cover the cost of addiction treatment at The Recovery Village Cherry Hill at Cooper.
Article at a Glance:
- Oscar Health offers ACA-compliant plans that may include substance use disorder treatment.
- The Recovery Village Cherry Hill at Cooper accepts Oscar Health and other payment options.
- Coverage varies by plan, deductible, network status and medical necessity.
- Services may include detox, inpatient rehab, outpatient care and aftercare.
- Many Oscar plans include mental health and dual diagnosis benefits.
- Prior authorization is commonly required for higher levels of care.
Oscar Health was designed to simplify access to care through technology-driven tools and transparent plan structures. If you or a loved one is struggling with addiction, Oscar Health insurance may help offset the cost of treatment, depending on your plan details and provider network.
Oscar Health Provider Overview
Oscar Health is a health insurance company that offers individual, family and small-group Marketplace plans in multiple states, including New Jersey. Oscar plans are Affordable Care Act (ACA) compliant, which means they include essential health benefits such as mental health and substance use disorder treatment.
The Recovery Village Cherry Hill at Cooper works with Oscar Health members to verify benefits and determine which levels of care may be covered under their plan.
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Oscar Health Coverage Levels and Plans
Oscar Health plans generally follow standard ACA metal tiers, which may include:
- Bronze plans with lower premiums and higher deductibles and cost-sharing.
- Silver plans that balance monthly premiums with moderate out-of-pocket costs.
- Gold plans with higher premiums and lower costs when care is received.
Does Oscar Health Cover Drug and Alcohol Rehab?
Oscar Health plans may cover drug and alcohol rehab services when treatment is medically necessary. Coverage typically depends on your specific policy, whether the provider is in-network and whether required authorizations are obtained.
Covered services may include medical detox, inpatient rehab, partial hospitalization programs (PHP), intensive outpatient programs (IOP), standard outpatient care and aftercare planning.
Oscar Health and Mental Health Coverage
Because Oscar plans are ACA-compliant, they include coverage for mental health treatment. This is especially important for individuals with co-occurring mental health conditions such as anxiety, depression or trauma.
The Recovery Village Cherry Hill at Cooper provides integrated dual diagnosis care, allowing patients to receive treatment for substance use and mental health disorders simultaneously.
Oscar Health and Medication-Assisted Treatment (MAT)
Medication-assisted treatment (MAT) combines FDA-approved medications with counseling and behavioral therapies to support recovery. MAT can reduce withdrawal symptoms and cravings and is often used in the treatment of opioid and alcohol use disorders.
Oscar Health plans may cover MAT medications through medical and pharmacy benefits when clinically appropriate. MAT options at The Recovery Village Cherry Hill may include Suboxone, Sublocade, naltrexone and Vivitrol.
Length of Treatment Covered by Oscar Health
The length of addiction treatment covered by Oscar Health varies by plan and medical necessity. Some individuals may require short-term inpatient care followed by outpatient services, while others may benefit from longer, step-down treatment plans.
A Recovery Advocate can help you understand how long treatment may be covered under your Oscar Health plan and what authorizations may be required.
Oscar Health Coverage in New Jersey
Cost should never be the reason someone delays getting help. The Recovery Village Cherry Hill at Cooper accepts Oscar Health insurance and provides evidence-based, physician-led addiction treatment. Contact us today to speak with a Recovery Advocate or verify your insurance online.
