Insurance for New Jersey Drug & Alcohol Rehab

Don’t let cost stop you from getting your life back from alcohol or drugs. Learn what your insurance policy covers with our confidential insurance verification tool. 

    Check Your Coverage

    Instantly check if your insurance covers treatment at The Recovery Village.

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    • Ensure our facility is in-network with your plan

    • Take you step-by-step through your benefits

    • Go over your specific copays, deductible & out-of-pocket maximum

    • Contact your insurance provider on your behalf, if necessary

    Insurance can get confusing which is why we created this video to break down everything you need to know about using your insurance to cover addiction treatment.

    Not having health insurance or enough coverage shouldn’t prevent you from getting the treatment you need. The Recovery Village Cherry Hill at Cooper also offers private pay options. 

    If we are not right for your treatment, our admissions team can refer you to other treatment facilities that can take your insurance or meet your financial needs. These facilities can help you navigate medical coverage, payment plans, medical loans, or government grants.

    Our rehab insurance verification system estimates your in- and out-of-network coverage in seconds. Here are some terms that can help you better understand this complex information:


    This is the amount you pay for covered health care services in a given plan year before your insurance starts to pay for them. For example, if you have a $3,000 deductible, you pay for the first $3,000 of covered services yourself. Once you’ve spent $3,000 on covered health care services, you only have to pay coinsurance and copayment costs — your health care plan will cover the rest.


    A copayment is the fixed amount you are required to pay for a covered health care service, like a doctor’s office visit or a trip to the emergency room. Copayments may take effect before or after your deductible is paid, depending on your health insurance plan. This information is not shown on our health insurance verification form.


    Your coinsurance fee is the percentage of the cost of a covered health care service that you must pay once your deductible is paid in full. For example, if you’ve paid your deductible, the allowed amount for a doctor’s visit on your plan is $100, and your coinsurance is 20%, you will pay 20% of $100, or $20.

    Out-Of-Pocket Maximum

    This is the maximum amount of money you are required to pay for covered services in a given plan year. Once your out-of-pocket maximum amount is spent on deductibles, copayments and coinsurance fees, your health care plan pays 100% of any additional costs of covered health care services.

    Policy Effective Date

    This is the day your insurance company begins to help pay for your health care costs. Enrollment in a health insurance plan must be done either during the open enrollment period, usually held for a set amount of time once a year, or during a special enrollment period. Special enrollment periods begin after a qualifying event, like marriage, the start of a new job, the birth of a baby or the loss of health care coverage, and usually last for about 90 days. Your policy effective date is determined after you’ve enrolled, and usually falls a few weeks or months after your initial enrollment date.

    Find Out if You’re Covered

    Talk to one of our Recovery Advocates. They’re committed to getting you the help you need.

    Get your life back

    Recovery is possible. Begin your journey today

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    What To Expect

    When you call our team, you will speak to a Recovery Advocate who will answer any questions and perform a pre-assessment to determine your eligibility for treatment. If eligible, we will create a treatment plan tailored to your specific needs. If The Recovery Village is not the right fit for you or your loved one, we will help refer you to a facility that is. All calls are 100% free and confidential.

    All calls are 100% free and confidential.