Horizon Blue Cross Blue Shield of New Jersey (Horizon BCBSNJ) offers health insurance plans that can help cover the cost of addiction treatment.
Article at a Glance:
- Horizon BCBSNJ offers plans that may help cover the cost of substance use treatment and mental health services.
- The Recovery Village Cherry Hill at Cooper accepts Horizon BCBSNJ and other payment options.
- Coverage details depend on your plan type, network rules, and whether prior authorization is required.
- Covered care may include medical detox, inpatient rehab, outpatient programs, and aftercare.
- Many Horizon plans include benefits for co-occurring mental health treatment.
- Length of coverage varies by plan and is often based on medical necessity and progress.
Finding a rehab facility that accepts your insurance can feel overwhelming, but it shouldn’t delay getting help. Horizon BCBSNJ plans often include behavioral health benefits that can reduce the out-of-pocket cost of addiction treatment, depending on your plan design and network status.
Horizon BCBSNJ Provider Overview
Horizon Blue Cross Blue Shield of New Jersey is New Jersey’s largest health insurer and serves members through employer-sponsored coverage and individual/family plans. Horizon plans generally include benefits for behavioral health services, which can include substance use disorder treatment and mental health care when clinically appropriate.
The Recovery Village Cherry Hill at Cooper accepts Horizon BCBSNJ and other payment methods to help make treatment more accessible.
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Horizon BCBSNJ Coverage Levels and Plans
Horizon BCBSNJ plan structures vary by employer and plan type, but common plan designs may include:
- HMO/EPO-style plans that require in-network providers (and may have limited or no out-of-network coverage except emergencies).
- PPO-style plans that may offer both in-network and out-of-network options, with lower costs in-network.
- High-deductible plans (HDHP) where you may pay more upfront until you meet your deductible.
Does Horizon BCBSNJ Insurance Cover Drug and Alcohol Rehab?
Many Horizon plans provide coverage for drug and alcohol rehab as part of behavioral health benefits, and ACA-compliant plans include substance use disorder treatment as an essential health benefit. Coverage can vary by plan and may depend on whether the provider is in-network and whether prior authorization is required.
The amount Horizon covers depends on your specific benefits, your deductible and coinsurance, and the type of treatment you receive.
Covered services may include medical detox, inpatient care, partial hospitalization programs, intensive outpatient care, outpatient therapy and aftercare.
The Recovery Village Cherry Hill at Cooper is proud to accept Horizon BCBSNJ
Call to have a Recovery Advocate review the details of your specific Horizon BCBSNJ plan.
Does Horizon BCBSNJ Cover Mental Health Services?
Many Horizon plans include mental health benefits, which may cover services like counseling, psychiatry and evidence-based therapy. Coverage depends on your plan, the type of service received and whether you use an in-network provider.
The Recovery Village Cherry Hill at Cooper offers mental health and dual diagnosis services that may be covered, including therapies like EMDR (eye movement desensitization and reprocessing) and CBT (cognitive behavioral therapy).
Horizon BCBSNJ and Medication-Assisted Treatment (MAT)
Medication-assisted treatment (MAT) is the use of medication alongside counseling and behavioral therapies to support recovery. MAT can reduce withdrawal symptoms, help stabilize cravings and lower relapse risk for opioid and alcohol use disorders when clinically appropriate.
Horizon BCBSNJ may cover MAT medications and related services depending on your plan’s medical and pharmacy benefits. The Recovery Village Cherry Hill at Cooper may use MAT medications such as Suboxone, Sublocade, naltrexone and Vivitrol when appropriate.
Length of Treatment for Horizon BCBSNJ Coverage
Depending on the person’s needs, a stay at an addiction treatment facility commonly lasts 30, 60 or 90 days. These timeframes can allow for detox, intensive therapy, relapse-prevention planning and transition into ongoing outpatient support.
The length of treatment Horizon BCBSNJ covers varies by plan and is often based on medical necessity and progress. You can confirm what your plan covers by calling the number on the back of your member ID card or speaking with a Recovery Advocate at our facility.
Horizon BCBSNJ In-Network Coverage in New Jersey
Cost shouldn’t stand in the way of recovery. The Recovery Village Cherry Hill at Cooper accepts Horizon BCBSNJ and offers a full continuum of physician-led care. Contact us today to speak with a Recovery Advocate or verify your insurance instantly online.
